By completing our quick online questionnaire you can find out if your business is at risk in a number of ways including:

  • Employment claims and tribunals
  • Financial claims from customers
  • Poor cash flow and bad debt
  • Shareholder disputes

You will also be able to find out how much you may save with a RiskRemedy subscription.

1

Employees

Do you have, or plan to have, any employees?

2

Employee agreements

Do your employees receive written agreements detailing all of the important aspects of your business' relationship with them, and which are compliant with all current legislation? These may include the following:

Yes No N/A
Remuneration and all other benefits (including car and mobile phone)
Working hours and overtime
Holiday allowance
Notice required to terminate
Who owns the intellectual property of the work the employee does
Disciplinary and grievance procedures
Maternity/paternity arrangements
Sickness procedures and pay
Pension entitlement (note every employer who employs five or more employees must have set up a stakeholder pension scheme or other exempt pension scheme for all employees)
3

Employee handbook

Do you have an employee handbook that comprehensively lists all the personnel policies and procedures your business needs? This may include the following:

Yes No
Age discrimination
Sex discrimination
Race discrimination
Disability discrimination
Smoke free workplace
Stress at work
Discipline
Grievance
Holidays
Sickness
Use of technology
Confidentiality
Data protection
Maternity/paternity leave
4

Absenses

Have you ever had to deal with unexplained absences from your staff?

5

Candidates

Do you have a structured method of helping you to compare the performance of your interview candidates?

6

Disciplinary matters

Is it possible you may need to deal with disciplinary matters, be it a simple disciplinary meeting letter, outcome letter or even a comprehensive compromise agreement?

7

Consultants

Do you use, or plan to use, any external consultants?

8

Consultant agreements

Do you have written agreements detailing all important aspects of your business's relationship with consultants including:

Yes No
Responsibilities of the consultant
Working hours
Notice to terminate
Who owns the intellectual property of the work they create
Confidentiality
Fees payable
Insurance
Expenses
9

Self-employment

Are you self employed AND working from a private dwelling?

10

Fire risk assessment

Have you carried out a fire risk assessment of your workplace and do you have an up-to-date emergency plan detailing the action people in your workplace need to take in the event of a fire?

11

Health and safety policy

Do you have a written health and safety policy? Have you conducted a risk assessment of your workplace(s) in the past 12 months covering ALL the following issues?

Yes No
Stress in the workplace
Computer/display screen usage
Accessibility for people with disabilities, including your websites and computer systems
Smoke free working environments
First Aid facilities, and record keeping of all major incidents
Employee health and safety risks whilst driving, such as making and answering work-related calls without a hands-free car kit
Noise at work
Hazardous substances
12

Legal costs

Are you insured for legal costs in the event that you need to defend:

Yes No Don't know
An in-depth investigation or aspect enquiry by H M Revenue and Customs, for example, on your corporation/income tax or VAT
An action brought by an employee or ex-employee in connection with their contract of employment or alleged breaches of employment legislation. (Note that standard employer's liability insurance only covers your business for injuries or illness suffered by employees as a result of their work)
A criminal action arising from a breach of the Health and Safety at Work Act 1974
13

Legal expert

Are you likely to create employment/HR or business related documents which you would like reviewed by a legal expert?

14

Website terms

During the course of a typical year, do you ever handle queries for which you would like to be able to call up a lawyer and ask advice?

15

Website terms

Have your website's terms and conditions and privacy policy been drafted and reviewed by a legal professional?

16

Wholesale?

Does your business sell goods wholesale (i.e. to other businesses)?

17

Wholesale protection

Do you have a comprehensive agreement that fully protects your business for the sale of wholesale goods?

18

Overdue invoice

Have you ever had to pursue a customer for payment of an overdue invoice?

Business legal healthcheck result

Based on your answers to the Legal Healthcheck, we estimate that your business could benefit from the RiskRemedy packaged service in the following ways:

Services

Risks